Husbands low income

Me and my husband live in a high cost of living area, a place where it's normal to pay $1700 a month for a 1 bedroom apartment because this is pretty much where we could find jobs. The problem is that my husband has only been making in the low $30k range for the past two years. I make a lot more money than he does. After we pay all of our bills there is very little left thanks to our daughters high daycare and high rental costs. We have gone over our budget a million times even met with a financial counselor who said the best thing for us to do is to increase my husband's income :scratchhead: My husband admits he was lazy with his career and jobs in his early 20s (he jumped around a lot) and he had lacking ambition. He's tried to kick it up now that he is 30, but he has a psychology degree which is terrible in this economy. He's always struggled financially, after we got engaged I found out he had 15k in credit card debt. He paid it off and racked up another $5k a few years later. And he has literally has $0 in retirement savings. I thought things would be okay because at least he had a degree. But now his financial situation really bothers me a lot. I know it sounds superficial but I really feel like I rather have a spouse who has the potential to make more income and live a more stable life. I had hoped to be a SAHM mom one day or have another child, but I feel like I have to put both these things on hold because my husband really can't support us and another child would just make things worse. How do I cope with this situation?

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