I'm in my mid forties, married 15 yrs and been together for 22 yrs. We have a good marriage overall but financial issues have been constant issue for many years. I have a good professional position and I'm the breadwinner. My husband is a good man, hard working but the economy hasn't made his job in grading work very consistent to say the least. He's basically self-employed and does work for a grading contractor. He also loves to farm on the side. The big problem is that he hasn't been able to bring home a steady paycheck and we are living paycheck to paycheck despite my good job. Everything I make goes to pay the bills. Our cars are both over 10 yrs old, we really don't spend excessively and hardly ever go on a vacation unless we stay with friends or family. In past years the farming he does on the side has enabled us to stay current but credit card debit is high and no savings. He's looked for jobs but is discouraged by online job application process, low wages and repeated rejections so let's just say he isn't beating the bushes looking for work. Our communication is fairly good, but I've about reached the end of my rope. I'm constantly worried about finances and he tends to not talk a lot. I'm not thinking about divorce but I don't know how to get my husband to take more responsibility for our finances. I have started doing a spreadsheet of our monthly expenses so he can see them, but I need him to bring in a regular paycheck. Do you think marriage counseling would help or do we need to go to a financial planner? I just don't know that either is going to spur him to get some kind of job. Any ideas?
Put the internet to work for you.
No comments:
Post a Comment