I'll have NO money. and other questions.

I've decided to leave my husband after 5 years of unhappiness. (Almost 3 of those we were married.) I'm a stay at home mom (we have a 2 year old). He works. But he doesn't make much and we don't have much saved. I am planning on getting a job after the summer, which will most likely be when I tell him I want a divorce. I have some concerns though. If anyone could help me, I would be so grateful! 1.) We don't have much money, like I said. Should we try to do the divorce paperwork ourselves, without hiring a lawyer? Because if we pay a lawyer, we will have next to no money left afterward. Good idea, or bad? Has anyone done the divorce paperwork themselves? 2.) Should we try to come to a custody agreement on our own, without lawyers? If it's not going my way or I feel unhappy with the way it's going, I could get a lawyer. Right? Or should I just get a lawyer for the custody issue from the get go? 3.) Before I tell him I want a divorce, can I take half of our money? Or some of it? If I tell him I want a divorce, and then he takes the money and leaves, then I'm left with $200. 4.) Can he take our daughter and leave with her after I tell him? I hope he wouldn't react like that, but I'm scared of him just taking her and not letting me see her. I guess technically he could, since he is her dad, but I would imagine that would not look good for him in a custody hearing. 5.) How long does it take for child support and spousal support to kick in? 6.) Can I keep my engagement ring? (So I can sell it) Thanks in advance for anyone who can help at all :)

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