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Advice Needed - Money Issues

I've been with my fiance for five years, and we got engaged this April. We've been living together for almost five years as well.
We are extremely compatible and perfect for each other, but are having some issues. I've also never felt "butterflies" or any of that stuff, but I do love him.

He's never been very unstable with his career (bouncing from job to job), but started his own business last year. He's made some money, and has also had a lot of bad luck. He hasn't brought in any money for over a half a year now, and I'm starting to stress out more and more each day.
Adding on to the issue - I'll be 33 this year and need to have children soon, and not sure I really can or want to "start over."

I have no idea what to do, or how to proceed with my life. Any advice is appreciated.




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