Please help

OK, I don't know what to do for advice. A couple of close friends/family members have been great, but I would like your advice. I am committed to keeping my family going (we have 2 kids) but it is unfortunately becoming more apparent that my wife is not - and I'd like to know if any of you have insight to help me through this. About 10 months ago, I lost my job at a financial services company. I had this job for about 6 years. It paid decently, but I never felt I was "raking in the dough" by any stretch of the truth. After our first kid was born, I was the sole bread winner for around 3 years, in a city on the west coast that is notorious for being pricey. My wife decided to go back to school to get her master's, so some financial aid softened the financial blow. We depleted savings, but still were able to get by. Fast forward a couple years, and it is revealed to my wife that I went crazy with the credit card. I don't know what I was thinking and know it was awful what I did. I can only imagine that I was having a premature midlife crisis, or that other issues in our marriage (i.e. control) were greatly affecting me. Then, about 10 months ago, I lost my job. I went on unemployment promptly and was always looking for work, but only found something about 2 months ago. And while this gig was more or less in the financial services field, it paid *barely* more than half of what I was making previously, before I lost my job. To make matters even worse, about a month and a half ago, I was arrested on a prescription drug charge. I hired a good attorney and am getting an extremely generous plea deal (no jail time, no probation, only "drug diversion"). I think due to what she calls my "financial infidelity", my wife is ready to pull the plug on our marriage - and I'm certain my arrest didn't help matters. But I am still of the mind that short of physical/emotional abuse, people should always have a second chance. I have apologized to her, and have tried to tell her what steps I plan to do to make amends for my mistakes...but in her eyes, I can not be trusted as a partner again, at least for a long time. I just think that since we have children and they're not in physical danger and my wife and I aren't fighting like cats and dogs, that there should at least be a chance of reconciliation. Am I out of line for feeling this way???

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