Now i now lost of people who will argue with this things am about to say,just remember that is about what i think you ought to do,it's about what works.And I've seen lots of couple argue about money my parent are one of them,in many cases it's contributed to break-ups-but I've never seen it happen in a relationship where the finances were separate.I'm only telling you what I've observed;There is really no need to pool your money.It doesn't achieve anything useful.OK there's often a case for having a joint account which you both pay into(From your separate finances)to pay for share things such as the children's clothes or the monthly bills or the mortgage.You'll need to agree right at the start how much you each contribute-half and half may not be fair if one of you earns much more than the other,or uses the phone more;But that's just a technicality.if you both earn money,you will doth need to cover the expenses according to whatever arrangement you agree .And you may want to put money into a Kitty for shared luxuries like a holiday.beyond that,your money is you own.so if your partner wants to blow all their savings on something you consider a frippery,please don't fight them because you think were they are putting their money is not worthit,or trying to force them to put it were you think is the best to invest in,remember it's their money and when you do that you are hurting your relationship and before you know it you will lose each other,so leave them that's their business.It dosen't affect you.The bills have been paid this month,and it's their money.You can save yours,or invest in something sensible,or spend it all on sweets if you want to.See?No arguments please;Before you ask,this can still work if you earn an unequal amount,or if only one of you earns.Broadly speaking,the best arrangement if your earning are very different is that you contribute to joint costs proportionately.If one of you earns double,you contribute t wice as much to the pot.OR you equally towards bills but the high earner pays for evenings out,or for holidays.You can sort out the details between you.
If one of you is working all day in the home and with the kids,and therefore not earning anything,the other partner needs to give them a fair share of the money that's left over after the bills are paid(personally I'd suggest half of it).This not a generous gift,or a favour as we may call it,but it is called fair payment for the contribution the non-working partner makes to the partnership.One of you earns the money,one of you looks after the house and the children in it can't you see that the equation is balanced.You're swapping a share of the earning for a share in the meals,the clean house,the kids.
If one partner wasn't pulling their weight in the house,the other couldn't have earned that money,so it's joint income and should be divvied up accordingly.Once that has been done,you can each keep your share in a separate bank account.:)
If one of you is working all day in the home and with the kids,and therefore not earning anything,the other partner needs to give them a fair share of the money that's left over after the bills are paid(personally I'd suggest half of it).This not a generous gift,or a favour as we may call it,but it is called fair payment for the contribution the non-working partner makes to the partnership.One of you earns the money,one of you looks after the house and the children in it can't you see that the equation is balanced.You're swapping a share of the earning for a share in the meals,the clean house,the kids.
If one partner wasn't pulling their weight in the house,the other couldn't have earned that money,so it's joint income and should be divvied up accordingly.Once that has been done,you can each keep your share in a separate bank account.:)
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