| I met my wife in 2003 at the place where I worked after a coworker introduced her to me. We instantly fell in love and dated four years and then moved into an apartment together to start our lives together. In 2007 we got married and bought a house within the same month, this did put us into a financial strain but we made it work and was happily married. I had the pleasure of meeting her family and unfortunately her mother and I do not get along, its not that I hate her but we dont see eye to eye on issues. The is nothing that I would not do for my mother in law if she asked. My wife and I have had arguments in front of her mom but there was no yelling or anything like that, just disagreements. In 2008 the company that I worked for ended up shutting down forcing me to look for employment. I found a job before my last day at the current company but unfortunately it paid 10-15K less but I had to take it. In the mean time I took 3 other jobs that paid around the same amount as the second job but they had promising futures that didnt happen. Well after using credit cards to furnish our house and going on a honeymoon put us in a financial mess. We did bring some debt into the marriage but it was not alot. Fast forward to early 2012, I took yet another job paying the most money that I ever made but the financial damage was done. We had stopped paying credit cards in 2010 after getting so far behind on them that we would never see our way out. In December 2012 I was sued by a collection agency and my wife and I had no option but to file for bankruptcy. We filed BK in early 2013 as a chapter 7 but know there would be a chance that it would be converted to a chapter 13 because our income was about the median income of 2 for our state. So, after a few months of trying for the chapter 7 we found out that it got converted to a chapter 13 in late May 2013. Well, I went home to give my wife the bad news and this is where she got really angry. I have never seen her this mad. I went ahead and had out attorney to get the chapter 13 papers ready to sign so we could get on with the payment plan. I asked her to remain calm and let us find out what the chapter 13 payment plan would be. Well it was only going to be $100 a month for 60 months to take care of ALOT of debt. Well, Sunday she kissed me and told me that she loved me and went to church with her mom and went to shop afterwards. I tried to call her a few times throughout the day and finally got ahold of her and was kind of upset that she didnt answer her phone, well that turned into an argument in front of her mom. Well, after that argument she decided to stay at her moms house that night figuring that she needed some cool off time. This was the first of June, since then I have not gotten one phone call from her or text message, like she disappeared out of my life. A few days later I found out what our BK 13 payment plan was going to be. It was going to be $100 a month for 60 months to take care of ALOT of debt. I emailed her that info telling her that we could manage that and if she would tell me whats wrong so I can correct whatever she is upset about. I have not heard from her to this day and its been seven weeks with no contact whats so ever. A month later I was served a decree of separation papers. In it she has me keeping the house and payments on it. She request keeping her vehicle but me paying the payments and all associated cost to go with it. She wants alimony, we have no kids and she makes more money than I do. She wants me to supply her with health insurance, we have never had a joint health insurance policy together and in 2008 when I lost the good job we could no longer afford it and we have not had it since then. Her car payment had not been paid in the 2 months since she left but I cant afford to pay it and keep the house payment and utilities. She is staying at her moms house with no rent and makes more money than I do. Im thinking the bankruptcy had alot to do with it but my wedding vows mean the world to me and I would have never have thought I would be going through this. I have been to counselors and to the preacher at my church to see if he would reach out to her mom to first of all reconcile with her and hopefully with my wife. The only thing that she brought up was finances for some reason. I am just lost with whats going on. I would love to save my marriage but I am not getting any kind of response from her. We go to court about our separation next week. Will I get a chance to talk to her then? Will the judge recommend counseling? | |||
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