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Brother in law on account

My husband has a separate savings/checking account. I found out about it accidentally quite a while back. I told him at the time that I wouldn't have cared if he told me he was going to do it.
What I didn't know was that his brother is on the account. I found out about this also accidentally just today. He didn't want me to see the paper.
I asked him why his brother was on his account. His answer was that I was at work at the time and his brother just happened to be with him that day, and that he would do.:wtf:
I asked him why his brother is on his account and he couldn't give me a straight answer.
I told him do I look stupid? Do I have it written on my forehead??. You don't HAVE to have someone on your account. You do it because you want them there.
Again I asked him why his brother was on his account and he wouldn't tell me.
He also has a rollover account. I went with him years ago, and he had me put down as the beneficiary of the account if something happened to him.
I also asked him if there was anything else he had changed?
He said nothing. What I am afraid of is him changing the beneficiary to one of his family members.
We are far from rich. As a matter of fact, we are in financial straights right now.
After this incident today, I have come to realize I need to protect myself financially somehow.
What do you all think of this?
Oh, and did I tell you my dad did the same thing to my mother. Had a secret account. How the hell does lightening strike twice in one family?




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