Wife admits to texting another man

Hi All I can't believe I am here writing this but here we go. My wife has been acting differently towards me lately and I became suspicious that something wasn't right. We have an ongoing history of having arguments about money, and she admits that she has issues with her spending. Over the years this has taken it's toll. Recently she managed to spend all of her works bonus (a few thousand £) in the space of a month, plus she borrowed from her family and spent that too. The bonus money was meant to be used for something we were saving up for together and was also meant to be an emergency fund. This has caused me to feel distant from her because I feel she is being very selfish and if I'm honest I stopped being as affectionate towards her. I guess I was feeling resentment after a long ongoing history of her spending habits. I tried not to let it affect us but obviously not hard enough. I feel she is depressed about money all the time which hasn't helped her to think straight I'm sure. She met an old colleague at a works event a few months back, and it turns out that they have been texting each other several times a day whilst at work. They don't work together now and haven't for over a decade. I confronted her about certain changes in her behavior and after a long argument (where she slipped up a few times revealing that she wasn't being truthful) she admitted that she had done something wrong. She says that her and this guy have been texting (sometimes flirty) for a couple of months. When I expressed my anger that she could do this probably whilst sat in the same room as me she swore that she only kept in touch when they were at work and not in the evenings and weekends. She also said that they never spoke, just texted. Without me asking she said she now wanted to clear the air and told me that they also met for lunch once only to catch up but this was before the texting started to be frequent When asked she agreed to show me her phone logs online, and his number appears on the text log as expected and only in the daytime as she said. Also no phone calls were made. She says that because I have distanced myself from her (I don't ignore her, but I'm not as affectionate as I know she would like me to be and I don't pay her compliments like I used to - my fault) I make her feel unwanted and that she needs attention. She has taken responsibility for pushing me away by not addressing her spending issue, and I have accepted that I could have done more to keep us closer and to make her feel better about herself. She claims that nothing physical has happened and she says she is desperate to make our marriage work. She deleted his number immediately (i checked without her knowing). Although there's no way to know this for certain at this stage, IF I can accept that this situation has been in no way physical and has been limited to the texting, should I try to forgive and work on our issues? The thought of us ending is painful because when things were good they were very good and we are work very well together sexually, interest and humour wise. I'm trying to decide whether the 'texting relationship' is enough for me to initiate separation or whether I am overreacting / partly to blame. Thanks

Put the internet to work for you. via Personal Recipe 2629979