Pages

Search blog and web

Acts of Terrorism and Insurance

When we renew our business insurance there is a rider attached, and has been attached the last four years, this rider costs less then $20 for the year. It covers acts of terrorism. Acts of war are not usually covered in business or personal insurance. So last year I decided we would pay for that rider because some of the instances of violence in businesses have been classified as acts of terrorism.

I have no idea when this new classification of acts of terrorism is supposed to be used or if it claims a higher fine or more jail time but it seems to be the "new" thing.

A semi-crazy person shot at a spray plane last week, guess what the charges include? Backstory, the spray plane flies really low over fields and drops pesticide on fields. To get in low enough it sometimes flies really low over farm houses. Apparently that day it was flying low over this guy's house and he got his gun out and loaded it and took a shot at the plane. He hit the plane but the pilot was able to land it and it has a bullet hole in the side of the plane.

The charges are Terrorism, a Class B Felony; Intimidation with A dangerous weapon, A Class C Felony; Stalking with a dangerous weapon, a Class D Felony; Going armed with intent, A Class D Felony.

So the way I understand it because of the terrorism charges the airplane owner's insurance will not cover the gunshot unless he paid for the rider........

So is this some political play to increase fines, jail time, or some other option I haven't thought about yet?

Our state law states this about acts of terrorism:
708A.2 TERRORISM.
A person who commits or attempts to commit an act of terrorism
commits a class "B" felony. However, notwithstanding section 902.9,
subsection 2, the maximum sentence for a person convicted under this
section shall be a period of confinement of not more than fifty
years.
902.9 MAXIMUM SENTENCE FOR FELONS.
The maximum sentence for any person convicted of a felony shall be
that prescribed by statute or, if not prescribed by statute, if other
than a class "A" felony shall be determined as follows:
1. A felon sentenced for a first conviction for a violation of
section 124.401D, shall be confined for no more than ninety-nine
years.
2. A class "B" felon shall be confined for no more than
twenty-five years.
3. An habitual offender shall be confined for no more than
fifteen years.
4. A class "C" felon, not an habitual offender, shall be confined
for no more than ten years, and in addition shall be sentenced to a
fine of at least one thousand dollars but not more than ten thousand
dollars.
5. A class "D" felon, not an habitual offender, shall be confined
for no more than five years, and in addition shall be sentenced to a
fine of at least seven hundred fifty dollars but not more than seven
thousand five hundred dollars.
The surcharges required by sections 911.1, 911.2, and 911.3 shall
be added to a fine imposed on a class "C" or class "D" felon, as
provided by those sections, and are not a part of or subject to the
maximums set in this section.

IFTTT

Put the internet to work for you.

Delete or edit this Recipe

No comments:

Post a Comment