Completely stuck because of finances

There have to be more couples stuck in a marriage because of financial reasons. After almost 22 years of marriage when all our finances are intertwined including the house. Neither one of us can stay in the house without the other, dual income family. It is easier to just stay together than split. One kid in his 3rd year of college the other will be starting in September, another complication. It would be so hard to break all this up. My story is simple. I fell out of love years ago. He has not. He is trying, I am trying but it just isnt happening. I am in therapy for this. But I have figured out I cannot make myself feel something that is simply not there. I tried to force it but that is too difficult. So I am simply existing right now. What else can I do?

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