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Divorce or just stay separated?

Here is an interesting dilemma. I have been trying to work things out with a serial cheater/sex addict for years and have finally realized that nothing will make him change. For the past 7 months, we have been separated with me staying in our home with the children and he living in a cheap one bedroom apartment. I told him 2 weeks ago that I intended to divorce him and he has begged me not to and proclaims how much he loves me. The weird thing is that he is not offering to change or become repentant, but is also not asking to move home.

At the moment, he still direct deposits his pay into our joint checking and lives on very little and he maintains that he wants to continue supporting me and the children and does not want to separate the finances. I guess this must be guilt talking. But it definitely benefits me financially and I do NOT plan to reconcile with him so I'm wondering if I should just stay informally separated from him for the time being.

Don't get me wrong; I can support myself. But at the moment I have no desire to get into a new relationship and I figure that I may as well go ahead and use the money he's so desperate to give me. At this point, after all he's put me through... it feels like just rewards.

Anyway, just looking for some opinions on whether this seems totally crazy.

Thanks as always for the guidance.




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