Any 401(K) experts out there? I'm drowning it debt. I have a pension, and separate from that small IRA that we robbed last year and the penalty's killed me at tax time.
I've looked at all the math, and i know how stupid i am and what a bad person i am for letting my family get to this point. but we had some really tough breaks, all having to do with housing market crash and a failed septic on a new house that drove us to borrow huge amounts just to live.
Ok, done whining.....so i can take money prior to 59 1/2 if i take equal payments for 5 years...the money in a long ago paid 401(K) would REALLY come in handy right now, not at 59 1/2, when it will be too late and we will have already moved into our cardboard box.
thoughts?
I've looked at all the math, and i know how stupid i am and what a bad person i am for letting my family get to this point. but we had some really tough breaks, all having to do with housing market crash and a failed septic on a new house that drove us to borrow huge amounts just to live.
Ok, done whining.....so i can take money prior to 59 1/2 if i take equal payments for 5 years...the money in a long ago paid 401(K) would REALLY come in handy right now, not at 59 1/2, when it will be too late and we will have already moved into our cardboard box.
thoughts?
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