Is it too late to share this fantasy with a girl?

Hello. This is sort of a specific topic I've never felt confident bringing up anywhere else, or nowhere else has ever felt appropriate but here goes:

I have never ever been in a relationship with a girl, and I have so many regrets from that. As an adolescent boy I wanted to share the carefree attitude of young love with someone but due to my looks and everything I never got the opportunity. I'm now 24 years old and for many years now it feels like that chance has long gone and disappeared forever and will never present itself again. I'm worried that all adult women I'll ever meet will have harsh expectations on me, like providing money, working all the time, being good at sex (even though I've never had any experience) and everything else. And that women will also have clear cut ideas on how their relationships should look like, while I having no idea want to take it more easily.

I don't know the idea of her having expectations on me from day 0 feels sterile and scary to me. I can probably provide if I set my mind to it but it isn't the terms I want to have a relationship on - but does that mean that my situation is doomed? :(

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