So for many years now i have had a budget for our family expenses and i have tried hard to follow it. We have a good family income and yet sometimes i feel weighed down with debt. So at the beginning of 2014 i started a debt reduction budget.
My lovely wife whom i love very much, has ALWAYS had a hard time keeping to my budget and never accounting for spent money. There has always been something she spent and "forgot" to tell me about or secretly got credit cards and tried to "fix" her mess and ended up finally telling me about them because she was over her head.
It happened again today and i have had it! I don't feel like it is my responsibility to clean up her messes all the time, i want to eliminate our debt and have a really good income. So i have decided to let her pay for the things we agreed on (car, travel trailer) but also let her take care of her credit cards.
I will let her know she will no longer have access to our joint bank account(she has already kind of agreed this is a good thing) and she needs to get her own. What do you guys think? Any advice? I really don't believe her "im sorry" anymore.
My lovely wife whom i love very much, has ALWAYS had a hard time keeping to my budget and never accounting for spent money. There has always been something she spent and "forgot" to tell me about or secretly got credit cards and tried to "fix" her mess and ended up finally telling me about them because she was over her head.
It happened again today and i have had it! I don't feel like it is my responsibility to clean up her messes all the time, i want to eliminate our debt and have a really good income. So i have decided to let her pay for the things we agreed on (car, travel trailer) but also let her take care of her credit cards.
I will let her know she will no longer have access to our joint bank account(she has already kind of agreed this is a good thing) and she needs to get her own. What do you guys think? Any advice? I really don't believe her "im sorry" anymore.
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