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Wife wants a nice-ish car

But she's really not a responsible driver or car-owner. Without going into unnecessary detail, she has a few recent tickets for a handful of different violations, and she gets in a significant at-fault accident every 2 or 3 years. Leaves lights on > battery dies, no desire to learn how to jump car, leaves e-brake off.

These are accidents and not intentional, but the part that really gets at me is that her car is disgusting inside an out, she makes no effort to care for it or keep it clean. She is a neurotically clean person when it comes to the house, which is why the car is so baffling.

I am really not comfortable investing in a nicer car when that time comes. I have gently and not so gently pointed out these concerns over the years, and she usually gets defensive. I treat cars as a capital asset, an investment. She treats them as consumables.

She may feel entitled to something nice because we have 3 cars - toyota convertible, honda sedan and hyundai suv. 'hers' is the SUV - she wanted one for herself. I bought the convertible for 8000 and paid it off in two years with my own resources. I sense she feels entitled to a nice car because I have one, even though it is worth 1/3 of her suv.

Anyone else find themselves in a similar situation? I'm sure this situation makes me seem domineering - but in our marriage I am responsible for finance and risk (at her insistence), so I need to do the responsible thing.

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