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Is my husband too cheap?

My husband works full time and I work part time myself and am a housewife. Early in our marriage we both worked full time but it became difficult for me when I would clean the house on my days off and he would not be helpful in sharing those duties. He would just play video games. I am not a clean freak or anything, I just don't like living in a **** show of a house. Before we were married he would let dirty laundry pile up for weeks before he washed it. I probably should have spoke to him about that before we got married or lived together first, but I did not see it as a huge issue at the time. Anyways, after a year of marriage we decided that the best way would be for me to do the housework and work part time and make dinners while he worked full time.

Here is the issue with our marriage and I would love your opinion..My husband is very conservative with our money. He will save and keep over $20,000 in our finances for anything that could happen. I admire it and think it's very smart. However, he loses sleep over it and we rarely will go out and do anything together as a couple. We make enough money between the two us to pay our bills and save mind you. He gives me a sum amount allowance every month to buy groceries and other personal items. If I use another card, he will confront me and tell me not to use the other debit card and if I am low on funds for groceries we need to buy ramen for the rest of the month. All of our arguments are about money. I believe in saving money, but at the same time I think it's great to live a little and buy items for enjoyment from time to time. I'd love to go out somewhere fun on a date with my husband without him worrying about money the whole time. I can't buy concert tickets with out asking him first to surprise him. Likewise, he never surprises me with anything either. What should I do? I have talked to him before about this.

P.S.Here is an example that happened yesterday. I wanted to give my 2 nieces and my nephew some money in an Easter egg hunt to do tomorrow. He doesn't get excited about it at all. All he does is complain about how they don't need any money. That I don't need to buy them baskets too and do that. I feel like I married a scrooge!

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