I am in the real estate business. Prior to the Great Recession business was humming along. I was paying the bills and saving some money and things seemed to be going smoothly. When the mortgage meltdown hit, my business was devastated and my income feel to next to nothing. In the meantime, my creditors began to slash my credit lines and raise my payments and interest rates. I burned through my savings and liquidated my savings and retirement in an effort to keep the wolves at bay. Eventually these ran out and business remained slow. As I got farther behind on payments, the collection calls began. They would tell me to sell blood to make payments or have a garage sale. All the while the interest began piling up. I begged my creditors for time, offered to make token payments, anything. They all refused. In the meantime the job market dried up and so finding a job in my field wasn't an answer. And just taking a job to get a paycheck wouldn't begin to pay the bills. I finally decided to file bankruptcy. Before I made the decision I discussed the issue with my wife, who told me she didn't want to know anything about it. Time has passed and my business has recovered, but I worry constantly about money. Now my wife has decided to leave me because I am too uptight and worry too much. I told her about how alone and betrayed I felt and that was why I worried so much. She said she didn't offer any support because it was my fault for not taking a job and that my decision to start a business was to the detriment of our family. She, nor our children have ever gone without. I feel like I lost everything for her.
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