The title sums up my feelings, but here's what landed me here:
My husband and I have been married for 3 years. We have two small children, a toddler and a newborn. We're both in our mid 20s with college degrees and our finances have blown absolutely out of control. I've always out-earned my husband, which has never been a problem for me until now. My husband lost his job shortly before Christmas last year while I was pregnant with our son. He started work again a month after our son was born, in June 2015, which required him to be away for the month for training. During that time, he earned a great deal of money, which helped to take care of his part of the household expenses. Before his 90 days arrived, he was let go due to not meeting requirements and I was left as the primary income in our home. I took a pay cut over the summer because of some shifts in my company and I do not make enough to cover both of our car notes, car insurance, day care for 2, rent, utilities, etc. I've been struggling to keep our family afloat financially sinc e 2013, after he took a pay cut as well. My husband has been looking for jobs casually but doesn't really seem to have any urgency even though he knows that I can't keep up with all of our bills. It's like he doesn't worry about things, at least not outwardly, because he knows that I'll find a way to pay our bills by any means necessary. How do I encourage him without nagging and keep my sanity at the same time? I'm only 26 years old but this situation is taking a huge toll on my health, sanity, and the respect that I have for him. When is it time to just give up?
My husband and I have been married for 3 years. We have two small children, a toddler and a newborn. We're both in our mid 20s with college degrees and our finances have blown absolutely out of control. I've always out-earned my husband, which has never been a problem for me until now. My husband lost his job shortly before Christmas last year while I was pregnant with our son. He started work again a month after our son was born, in June 2015, which required him to be away for the month for training. During that time, he earned a great deal of money, which helped to take care of his part of the household expenses. Before his 90 days arrived, he was let go due to not meeting requirements and I was left as the primary income in our home. I took a pay cut over the summer because of some shifts in my company and I do not make enough to cover both of our car notes, car insurance, day care for 2, rent, utilities, etc. I've been struggling to keep our family afloat financially sinc e 2013, after he took a pay cut as well. My husband has been looking for jobs casually but doesn't really seem to have any urgency even though he knows that I can't keep up with all of our bills. It's like he doesn't worry about things, at least not outwardly, because he knows that I'll find a way to pay our bills by any means necessary. How do I encourage him without nagging and keep my sanity at the same time? I'm only 26 years old but this situation is taking a huge toll on my health, sanity, and the respect that I have for him. When is it time to just give up?
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