some thoughts please. Having been with my wife for fifteen years I have gone through multiple experiences of her running up her credit cards, defaulting, going to court for judgement, not paying it. she doesn't work. she has run up my credit cards without my knowledge, authorized user consigner I was on some, others just in my name she used. She has put me on the brink of bankruptcy more than once, foreclosure on the home more than once. Overdrafted checking accounts (even one in just my name). Mostly in bank fees she is irresponsible and just doesn't tell me or seem to care. Money, she really doesn't care. so I have gone through periods of making her bring me every receipt and watching her like a hawk, which is stressful to me obviously. when she wasn't paying the mortgage once she was hiding all the letters from me for example. I worked a lot the hours was mine originally she was supposed to pay the mortgage with the money I was giving her for it and sh e just wasn't and I was gone a lot.
well, I am not on the verge of bankruptcy now. But she did just recently do it again. About nine k on credit cards, couple grand in overdrafts on my accounts. The credit cards and the accounts are just in my name she took the liberty of using them. I just found out she had put the nine k on the cards. she is saying it was for home use, which a lot of it was. she was supposed to be working part time but apparently wasn't and was using my credit cards instead so I thought she had money when it was really my credit cards she was using.
so I reported them as fraud this time, after many other times I had enough I reported the amounts to the credit card companies as fraud and called the police on her. The police did nothing and said it was a marital dispute, even though I showed them all the forgeries of my name she was doing on the checking account in my name and all the credit cards run up that were just in my name.
kind of at a loss of what to do. police said she just has a "problem" and I shouldn't have any think in her reach cc cards anything but there wasn't anything they could do.
Am I going to continue to be responsible for whatever she does forever or what?
Do I owe this portion of money to the credit card companies and bank even though she was forging my name? im still paying off ten k from when she did this last year. she just cannot live in a budget and goes , and goes, anything in her reach until its all gone and im left with the tab.
she has this attitude that since we are married I am basically responsible for everything her and the kids related and she can do what she wants and I pay for it.
well, I am not on the verge of bankruptcy now. But she did just recently do it again. About nine k on credit cards, couple grand in overdrafts on my accounts. The credit cards and the accounts are just in my name she took the liberty of using them. I just found out she had put the nine k on the cards. she is saying it was for home use, which a lot of it was. she was supposed to be working part time but apparently wasn't and was using my credit cards instead so I thought she had money when it was really my credit cards she was using.
so I reported them as fraud this time, after many other times I had enough I reported the amounts to the credit card companies as fraud and called the police on her. The police did nothing and said it was a marital dispute, even though I showed them all the forgeries of my name she was doing on the checking account in my name and all the credit cards run up that were just in my name.
kind of at a loss of what to do. police said she just has a "problem" and I shouldn't have any think in her reach cc cards anything but there wasn't anything they could do.
Am I going to continue to be responsible for whatever she does forever or what?
Do I owe this portion of money to the credit card companies and bank even though she was forging my name? im still paying off ten k from when she did this last year. she just cannot live in a budget and goes , and goes, anything in her reach until its all gone and im left with the tab.
she has this attitude that since we are married I am basically responsible for everything her and the kids related and she can do what she wants and I pay for it.
Put the internet to work for you.
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